Wednesday, January 16, 2013

Insurance, A Word Of Caution

DeBary, FL.

61 deg. partly cloudy, no wind.

Forecast = Partly cloudy. Highs around 81°F. South southwest wind 5 to 9 MPH.

The last few days have been spent getting utilities for the house switched over to Jim and Linda's name, (not hard but very time consuming), and finding insurance. The utilities were not difficult at all, but the insurance was something else.

Just a word of caution to anyone who is planning on buying a home down here in Florida. You see, since the last hurricane hit Florida, the insurance companies down here are very picky as to what they are willing to insure.

Even though Emily had insurance on the home, that insurance company would not continue to insure it and Jim and Linda had a very difficult time finding a company who would!!  They will not insure some homes if they're "Too close to the Ocean" or "Too Old". They give other reasons too but those two are what Jim and Linda heard the most.

Jim and Linda did finally find insurance, but it is more expensive and the coverage not all that good.

So, if you're planning on purchasing any home down here in Florida, Jim and Linda highly recommend that you check with some insurance companies to see if they have any problems with insuring the property before you make the deal. It may make a difference as to what you purchase and where it is located.

Not much else to report. As soon as the movers come and get Emily's furniture out of the house this weekend, Jim and Linda can start looking for furniture and start moving things out of me and into the home.

A Point to Ponder : If a cat always lands on its feet, and buttered bread always lands butter side down, what would happen if you tied buttered bread on top of a cat?


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